Hilton Head /Bluffton Summer Blog

Greetings from Beautiful Hilton Head Island & the surrounding area of Bluffton! We’re in full swing of the tourist season & if you haven’t booked your vacation by now it may be tough. It’s been in the 90’s every day & typically a late afternoon downpour may happen but rarely will it rain all day ~ plenty of time to enjoy yourself & make plenty of memories. To help with Restaurants & Menus for your dining pleasure, along with Happy Hours & even some Low Country Recipes  I’ve included a Restuarant Guide under my dropdown Services Tab on my website.  I’m also hoping you’re utilizing my website at  www.HiltonHeadLifestyle.com where you can easily search listings on oceanfront homes or condos, along with private golf communities & my featured community. You can search all properties on our MLS (Multiple Listing Service) free ~ if you haven’t signed up, it’s easy ~ just register & you’ll receive a verification link that your e-mail will be your login. You’ll then have unlimited access & be able to save your favorites & even save your own property searches. It’s even easier if you send me what you may be looking for & I’ll input your criteria so that you automatically receive listings e-mailed to you that interest you. Also, under my Services Tab, you’ll have links for Mortgage Information, Market Reports, and even a contact form to help you sell your home. Please keep me in mind if you decide to purchase property here or just want to keep an eye on our market and see what’s available price-wise. I can also email you market stats on Specific Communities ~ just let me know which communities you’re interested in & if you’d like all Active, Under Contract, or even Sold/Closed transactions.

Regarding real estate ~ these last 2 years & especially the last 1, our market has been “on fire.” Inventories are still down compared to years ago which continues to keep prices strong. I’ve been hearing from my buyers that they are waiting for the prices to come down like they did in 2008 but everything has changed since then. No one is moving north & the southern boom is in full bloom! Some homes & condos are staying on the market a little longer (if they’re priced too high) but the market here will continue to flourish & not be as volatile as the stock market can be. I did get this from a mortgage person at TD Bank a couple days ago ~

This week we saw the Federal Reserve announce another .75% rate hike yet mortgage rates dropped… try explaining that to customers. The bottom line is this rate hike was already baked into current mortgage rates and since demand remains low… down they went. Here are the current rates on our three most requested mortgage programs.  As always, if you would like me to price a specific loan, just let me know!”  Current rates: 7/29

Conforming Loans: up to $647,200 ~ 4.875%

  • Jumbo 10-year arm: 4.25% no points- 60-day lock with escrows.
  • Jumbo 30-year fixed: 4.5% no points- 60-day lock with escrows.
  • Jumbo 10-year arm construction-perm: 4.375% no points- 60-day lock no escrows.

Plus, buying a property here gives you years of great memories, possible rental income & quality of life, which isn’t that what we’re all looking for nowadays?

Getting here to the Island has gotten so much easier with many more direct flights to Hilton Head Airport or even more to nearby Savannah/Hilton Head International Airport (about 45 minutes away) ~ We have added many Airlines with Direct Flights to Sav/HHH or Hilton Head Local Airports. A small list of newly added airlines are Southwest, Avelo, Breeze, Jet Blue, Allegiant & many more. Here’s a link that lists presently all the airlines that fly into our 2 airports   ~

 If you go on my website, you’ll see 4  Popular Search boxes ~ All Oceanfront Homes listed, All Oceanfront Condos listed, All Homes in our Private Golf Communities listed, and My Featured Gated Community, Sea Pines. In addition to these Popular Searches, in my drop-down tabs, I have all  Island communities and including all Bluffton & Sun City. I also have Weekly Updated Market Reports under my Services Tab at the top along with a mortgage company link if you’d like to get pre-approved. If you’d like, I can do Live Facetime or videos of your desired interested properties to help with your buying decision (& save you a trip here if you’d like).

 Call, Text, or E-mail me with any questions. Just let me know what your search criteria is & I’ll make sure you get automated E-Alerts on those properties immediately (so you have less of a chance of losing out on your dream home or condo!) Please use  www.HiltonHeadLifestyle.com   for a home, condo, or even a homesite for possible future use. Please utilize my over 25 years, of being an Island Resident & Realtor®  Don’t ever hesitate to call, text, or E-mail   me if you have any questions. I look forward to helping you become an “Island Neighbor!”

See you soon! Stay Safe & Healthy!

 

SAM MANCUSO, Realtor®

RE/MAX Island Realty
843-298-1298  Mobile
www.HiltonHeadLifestyle.com
Sam@HiltonHeadLifestyle.com